Thursday, 11 July 2013

Quick Cash Assistance For Disabled!

People who are blessed with the perfectly with special talents are considered as lucky whereas some may suffer from mental or physical disability. Any kind of disability does not let you earn enough money to survive. If you are one of them and find difficulty in meeting your regular financial expenditures and desires, you can take the assistance of disability loans.



If you are disabled and your life comes to halt, you can check out the disability loans for the better financial solution. These loans have been designed for the special people who are incapable. You can grab quick money by applying with this loan to pay off your financial expenditures at ease.



Disability loans are suitable loan option for disabled that can be issued in basic two forms i.e. secured and unsecured form. Applicant can choose the loan type according to his financial requirement and repayment ability. Secured form offers huge loan amount for long term duration demanding a security to pledge. On the other hand, unsecured loans do not ask for any collateral and offer small finance.



To apply with disability loans, you can choose the easy and fast online application procedure. A quick application form is needed to be filled out with few personal details. Once you are approved, lender will transfer the borrowed money in your bank account without the wastage of time.



Plus, your bad credit scores will not affect the loan approval of disability loans as there is no credit check procedure. To quickly pay off your financial emergency being a disabled, this could be the effective financial option for all. Apply to get an instant financial support without any issues!

Wednesday, 10 July 2013

Video updates from Togo part one: providing small loans to the financially excluded



In April I travelled to Togo to visit WAGES, our local microfinance partner, and a number of the micro-entrepreneurs we have supported through lendwithcare.org.  It was a particularly interesting trip for me because when I first started working for CARE International back in 1997, the “Women & Associations for Gains both Economic and Social” (WAGES) project was in the process of moving away from its origins as a small-scale group lending programme set-up by CARE and was transforming into an independent Microfinance Institution (MFI). I remember how CARE’s end of project evaluation had concluded that the WAGES project  was having such a positive impact on the lives of poor women and in order to help the many more thousands of people who could benefit from micro-loans, WAGES should became an independent entity.  This is why when we set up our lendwithcare.org initiative in 2010, WAGES was an obvious choice to be one of our very first partners.

Sixteen years on and WAGES has grown into an incredibly successful and committed MFI - reaching more rural clients than any other microfinance provider in Togo and helping these clients (predominantly women) create better and sustainable livelihoods for themselves 


Clients like Abla and Bawana (both market traders) who told me, as women, that it was impossible for them to get fair and affordable credit before they became members of WAGES:






Or Kokou (a farmer) and Kossiwa (a market trader) who said formal banks would never lend money to people like them



By Tracey Horner, Head of Lendwithcare.org
 
Read part two and three of Tracey's video blog from Togo!

Sunday, 23 June 2013

A New Financial Hope For The Disabled People

Loans for the disabled people are especially given to disabled people who can't complete their needs and requirements on time. Disabled people are those who aren't able to earn adequate amount of money to complete their critical needs. With the assistance of these loans, they can avail money for any kind of urgent needs. Those who are mentally impeded and physically handicapped can get benefit of these loans without any hassle. 

There are two methods to obtain these types of loans. In first, you have to fill out a simple application form that you can get from the lender's office. In the second method, you have to fill out a quick and easy online application form. Online procedure is better than first scheme especially for the physically disabled people.

Generally, loans for disabled people are planned for achieving borrower's short term needs. The good thing to get these loans is its quick and easy availability. There are certain circumstances that must be fulfilled by borrower before getting these loans are as, you must be 18 years old or more, Resident of US, Holding influential residential proof and Valid bank account with few savings.

The people who are suffering from diverse disabilities such as physical disability, deafness, blindness, people with evaluation and learning disability are also eligible for these loans. If the applicant is suffering from intellectual disorder, then to obtain these loans has become more cumbersome as you are not in state of affairs to work or understand the things clearly. To obtain these loans any kind of credit check and documentation is not required. 

The main difficulty of this loan is that interest rate is comparatively higher than other type of loans because it is a short period loan. They can avail funds from $100 to $1500 for a repayment period of 14 to 31 days.